Wachovia
Federal Stafford Loan

Cost Index 141 What is the Cost Index?

Student Loan Description With zero origination fees from Wachovia, this low-interest loan is the first choice for most undergraduates and graduate students.

Student Loan Overview Type Stafford Cost Index 141 Amount Received $5,500 Change Amount Interest Rate 6.8%		Payment Details In-School / Grace Interest Payments — Monthly Payment $86 # of Payments 118 Final Payment $11 Total Paid $10,136
Borrower Benefits Auto-Debit Interest Rate Reduction of 0.25%
Additional Information
Minimum Payment $50 Repayment Fee — Application Fee — Origination Fee 1% Deducted from Disbursement Federal Default Fee 1% Deducted from Disbursement In-school Period 52 months Change Grace Period 6 months Pay Interest During In-School and Grace Periods Change Subsidized Change Interest Capitalizes before repayment At repayment		24/7 Application Processing Benefits Lost if Loan Sold Co-signer Required Sometimes Online Application Benefit Recovery Clause

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